AUSTIN SEVEN INSURANCE

Classic Car Insurance – RH – HISCOX (Now just called RH Insurance)

Contact RH Specialist Insurance:

General Enquiries: Tel. 0333 043 3911
Email:     classicuw@ers.com
Website
: www.rhclassicinsurnace.co.uk

Claims reporting or enquiries regarding existing claims: 0330 123 5992
UK breakdown:            01277 720763 or 0800 783 3280
European breakdown: 0080 0999 00999
Windscreen damage:  0345 602 3378
Accident fire theft or vandalism damage: 0330 123 5992
For individuals with hearing difficulties:   0800 783 3280

Club Enquiries, Feedback and Suggestions to: Emma Airey, Account Executive Email: Emma.Airey@HISCOX.com.  Tel:  020 3321 5506;  Mob: 07956 232 758

Benefits that come as standard:

  • Cherished salvage: Free and automatic return on all vehicles over 20 years of age. Most competitors only offer you the option to 'buy back' your salvage. So, with RH Specialist Insurance you will receive your insurance settlement and your salvage, free of charge. 
  • UK & European accident & breakdown and recovery, including home service, as standard. 
  • European cover.  You are automatically covered for up to 90 days in any one trip. 
  • Personal accident cover.  Up to 5,000 while travelling in any private vehicle. 
  • Unlimited windscreen cover.  Nationwide replacement windscreen service (subject to a 75 replacement excess or a 10 repair excess). 
  • Rallies cover:  Automatic cover included for club rallies. 
  • Dismantled parts covered up to the value of the vehicle subject to being kept in a locked garage or building. 

 Multi-vehicle
Combine your classic, specialist and modern vehicles onto a single insurance policy, saving time and money. 

Laid up
Is your classic taking a break or awaiting restoration? This cover applies whilst your vehicle, and its accessories and spare parts, is kept in a locked garage or building. Cover also applies whilst your vehicle is temporarily out of storage (i.e. whilst you are exhibiting it or having it repaired in the UK) and whilst in transit to or from the exhibition or repairer's premises. The ‘Agreed Value’ option is available on all laid up policies. Cover will not be in force if the vehicle is driven under its own power. An added benefit of our laid up cover is that you can increase the value of your vehicle as and when required, without being charged a broker administration fee! 

Agreed Value

We understand that if you've spent a lot of money restoring your vehicle to perfect condition, you don't want to accept a "Market Value" settlement in the event of a "Total Loss".  We can offer an agreed valuation with no administration fee by having either your club insurance/valuation officer, or an independent expert, inspect your classic  and agree an appropriate level of cover to reflect its true value, so there will be no nasty surprises if the worst does happen. The vehicle needs to be kept garaged to qualify for "Agreed Value" cover.

Instalments

Spread payment over 10 months by direct debit facilities. 

Uninsured losses - legal expenses

Legal costs and expenses are covered up to 100,000. The policy covers you against the legal costs and expenses incurred in the pursuit of a civil claim against a defendant arising from a road traffic accident resulting in: damage to your vehicle, damage to your personal property, your injury or death. 

Exclusions
Please refer to your RH policy booklet, and schedule, for full details. 

Excesses
The minimum excess is 50 but could be higher depending on underwriting criteria. 

Standard Terms
When left unattended reasonable precautions need to be taken to prevent theft, including removing the keys and locking the vehicle (where possible).